Modernize payment rails without ripping and replacing. Phoenix designs AI‑driven payment “brain” that sit across RTP, FedNow, SWIFT, SEPA, ISO 20022, cards, and cross‑border flows—optimizing routing, detecting anomalies in real time, and dynamically managing liquidity. The result: lower operating cost, fewer failures, and faster, safer settlement.

Move from reactive fraud ops to proactive, self‑learning protection across cards, P2P, wires, ACH, deposits, RDC, and digital channels. Phoenix combines deep‑learning models, graph analytics, and agentic AI investigators to score transactions in real time, orchestrate interdiction, and automatically enrich and prioritize alerts. We also redesign fraud operations end‑to‑end—case management, work assignment, playbooks, and reporting—so banks cut losses, reduce false positives, and shrink investigation time from days to minutes.

Transform commercial lending from manual and judgment‑heavy to data‑rich and AI‑assisted. We deploy LLMs and multi‑agent workflows to automate underwriting, financial spreading, covenant tracking, and ongoing borrower monitoring. Your teams make faster decisions with better risk insight—while improving client experience and freeing capacity for complex deals.

Phoenix builds an integrated, AI‑native financial‑crime ecosystem across the full lifecycle: onboarding, KYC, CDD, EDD, sanctions and PEP screening, transaction monitoring, trade and communications surveillance, insider‑trading detection, and Anti-Bribery and Corruption (ABAC) programs. We transform compliance operations and the FIU with multi‑agent mesh AI that automates data gathering, alert triage, network‑risk scoring, narrative building, and SAR drafting—while advanced graph models surface complex networks and typologies that rules alone miss. Compliance teams will acheive sharper detection, higher FIU productivity, cleaner audits, and materially lower unit cost per alert and per SAR.

​Bring next‑generation analytics to structured products. Phoenix builds AI and quantum‑inspired models for pool selection, tranche structuring, cash‑flow simulation, and ongoing surveillance across ABS, MBS, RMBS/CMBS, CLOs, and securitizations. You gain more precise risk/return views, faster deal execution, and industrial‑strength reporting for investors and regulators.

Unify risk across silos with an AI‑enabled risk fabric. Our AI-powered solution connects credit, market, liquidity, operational, model, and technology risk data into a single data mesh, then applies ML, LLMs, and quantum‑style optimization for stress testing, early‑warning signals, and capital allocation. Executives gain real‑time, scenario‑based visibility and can respond to emerging risks with precision instead of after‑the‑fact reporting.